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There are several causes of psychological and physical abuses. Although causes of physical abuses are more evident than psychological both call for help and attention. "Usually the abusing parent is someone who has failedk old baby to an 18 year old boy2. Even though the child abuse was recognized in the 60's and was treated seriously throughout the 70's, people today still don't recognize the physical and emotional abuse that some kids suffer and don't treat child abusemotional rag dolls by their parents this past year. Occurring in all social classes, child abuse cases are usually detected in the lower class because upper and middle classes are well protected. Child abuse also occurs in all age groups, from a six-weet Craig's neck had been broken before the fall. In addition, he was found to have a broken arm, several cuts and bruises, and four burn welts1. There were two million reported child abuses in the U.S. in 1986. Many children such as Craig were used as
Craig died at the age of four. His parents claimed that he had fallen out of the open window of their fifth floor apartment despite their repeated warnings not to put his toy cars on the window sill. A subsequent medical examination revealed tha|H
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Ej `ȬVEXS3D5ؔ'd=G5=ρ]י܈Id+]h9 d<r[ µ}hw?!]Hv T) * -FiHbDPu1W/\ރ@fI Nmu v$}0L ]D2cb] UU0 0<XtvUՏndG^fI=m ,LD`G&U5-zRe:yS_+B 㑈>HGJ#\in his or her role as caretaker of the child."3 "The most common theory of child abuse is the hypothesis that all abused children grow up to become abusive parents. Because we learn from our parents, it may be commonly thought that neglect breeds neglect. This may be true in some cases byt
interestingly enough, the most common trait among abusive parents is that they were emotionally desprived or rejected in their youth."4 "Abusive parents have been described as individuals who experience diffglegted children develop a feeling of neglect by age three or four"21;Judith G. Semetana (University of Rochester) found that "many neglected children do not believe they are entitled to any special privleges or protection."22 "The few ways to detect after birth, first malnoutrishion. This takes its toll in reduced physcial stamina and stunned intellectual development. After malnourishment sets in the child can be molded any way the parent sees fit without using physical force."20
"Many negured out out the steps
of emotional child abuse (the four D's of emotional child abuse) distancing (ignoring a child), depreciation (steady blows of verbal abuse) and domination (extreme threats)"19 "First effect of parental neglect comes shortlyr to detect, "emotional child abuse is nothing more than a systematic destruction of a child's self esteem."17 "There are no brusies on the outside so there are no statistics on emotionaly abused children."18 Dr. Jeff Lefer a New York psychiatrist fi physical emotional child abuse occur in all social classes. The reason for the lower classes getting most of the blame is because the middle and upper classes are better protected because most family physicians are afraid to tell."16
Much harde be suspicious because anyone has the natural reflex to jerk away from surfaces that are too hot."14 Physical child abuse is easily detected but still "for every one abuse that is reported there are ten that are not."15 "Contrary to what most believeor neighbors. The stories the parents tell usually don't coincide with the injury. For example, a parent brings a child to the emergency room for third-degree burns on the bottom of its feet because the bath water was too hot. Naturally, any doctor will Miller says, "I have seen abuse such as burns, welts, and beatings that leave bruises all over a child's body."13 Miller went on to say that 95% of all physical abusers are male. Physical abuse is usually detected by teachers, emergency room doctors, tion."10 Like physical abuse emotional abuse is also caused by "alcohol, stress, and often malnourishment."11
"Physical abuse is determined when the parent hits a child hard enough with a hand or object to leave a mark."12 Social worker Robin parents' own psychological problems rather than misbehavior of a kid."9 Dr. Elizabeth Watkins states that, "Emotional child abusers often tell their kids they 'never do this' or 'always screw this up' which gives the parents the feeling of
dominaction as a challenge of his authority.7 Social worker Robin Miller stated that other reasons of physical abuse were, "unwanted pregnancy, relentless stress, drinking problems, and financial difficulties."8
"Emotional child abuses are prompted byns from their offspring."6 "One father severely beat his 16 month old son because he 'messed in his pants.' Although a 16 month old baby is too young to be potty trained, the father had no understanding of this and interpreted his son's normal body fun stated that "Parents who fail as caretakers and mistreat their children are usually found to have had little or poor preparation for their role. Many lack insight and knowledge in dealing with infants and children, and they often express usual expectatioiculty in balancing their own needs against the needs of their children. A person who has not learned to be a competant parent may find a nearly intolerable situation even further aggravated by outside factors."5 In his book Child Abuse, Elain Landaumental child abuse are signs of malnourishment, clothes not effecient, unsure of themselves, and withdrawn."23 "While most neglected children survive into adulthood they do so at a tremendous cost to society. By late adolescence a disproportionate number of them are mentally ill or have serious emotional and physical handicaps that make them dependent on mental health and welfare agencies."24 However Michael Rudder of the University of London found that "positives school experiences and good relationum heats water, producing steam. Sodium explodes on contact with water, so any leak can result in a meltdown.
Meltdown effect
Meltdown Area Explosion
Plant Type chance contaminated chanously described, and must be cooled by liquid sodium. The coolant in the reactor becomes radioactive. This means that the temperature must first be transferred to non-radioactive sodium, preventing contamination of the enviornment. The non-radioactive sodiwhich drives a steam generator.
The experimental breeder reactor is more dangerous. In it, the reaction is blanketed with uranium-238, which is thereby transmutted to fissionable plutonium. This form of plant runs at much higher temperatures than previre, producing steam. Nuclear ships use this form of reactor. In a high-temperature gas-cooled reactorm (HTGCR), normal fuel rods are not used. this plant uses cooling gas which is pumped through a core of graphite and uranium carbide. The gas heats water, be boiled and create steam, whih is used to power a generator. Preasurized water reactors (PWRs) are also common. A PWR keeps its coolant under preasure great enough to keep it from boiling. The cooling pipes then exchange heat with water contained elsewhethis release radioactive material, but, if the sinking core struck water, a huge steam explosion would result.
There are three common methods for cooling a reactor. The most usual is the boiling-water reactor (BWR). In it, water is simply pumped in to k steel. The whole plant is then covered by 3' of reinforced concrete. However the temperature at which a nuclear plant operates is so great that, if not cooled, the reactor vessel would melt throught the floor (the famed "China syndrome"). Not only would 0 0u 0 0 - ,-,ٶ-ɡ2/-0/0ȡ d/ 111-// ) ^ B)צChange to what?* *צ ( * 1*1 TT? VVצ" V*Q Vצ" not in the Dicgures increase every year; obviously people aren't obeying the law or the rights of children. Our society must respond by aiding the abused children with stricter laws, more agencies and facilities that aid the prevention of child abuse.
0u,The child for the full and harmonious development of his personality needs development and understanding. He shall grow up in the care and under the responsibility of his parents."29 "There were two million abuse reports last year alone."30 The fie. Principle 9 of the Declaration of Child Rights says, "The child shall be protected against all forms of neglect, cruelty, and exploitation. He shall not be subject to traffic in any form."28 As far as emotional child abuse goes, Principle 6 says, "oing to rehab meetings) then the child can legally be taken from them. Usually the parents make a big deal about their "baby" and how sorry they are and they usually keep their child."27 When injustices such as these happen, something has got to be don. Miller also said "After the first abusing
offense children are put in day care and parent(s) are given the responsibility of going to rehabilitation. The goal is to piece the family back together, but if the parents make no effort to reform (not gs with teachers have healed the wounds of childhood."25 Since emotional child abuse has so many gray areas there should be more awareness of this growing form of child abuse.
"Child abuse laws are just not strict enough"26 says Robin Miller. Msce
BWR 60% 1-100 sq. miles 40%
PWR 50% 1-100 sq. miles 50%
HTGCR 60% 1-100 sq. miles 60%
Breeder 85% 2-200 sq. miles 85%
The meltdown chance is the liklihood of a disaster should the primary cooling system be impaired. If a plant melts down, the indicated number of square miles becomes contaminated. Explosions destroy normal structures and cause 5-50 points of damage in a ract radiation leaks, nuclear workers wear film badges. These are chips of photographic fim worn like jewelry or on one's outside shirt pocket. Radiation exposes fim, alerting officials to leaks. In some cases pencil dosimeters are worn. These are pencil siznding
inwards. The air within is kept at a low preasure, so that if the box is punctured, outside air is sucked inwards, allowing less radioactive material to escape. Gloveboxes and traveling containers block all radiation unless damaged.
To detekept in reinforced lead-lined containers, requiring twenty-four sticks of dynamite or 2.5 lbs. of plastique to break. While being processed, highly radioactive substances are kept in gloveboxes. These are sealed window boxes with affixed rubber gloves exte for radiation to which a contaminated agent has been exposed. Thus, no alpha radiation amounts are considered for an agent who is wearing protective clothing, and so forth.
Great care must be taken to isolate nuclear material. When transported, it is ht within a nuclear facility without a proper uniform must fool their captors or, failing that, evade them to avoid arrest.
If protective clothing of this nature is used, the appropriate changes must be made when calculating the total intensity numberslocks all alpha particles and beta particles. It may be washed and reused. Paper clothing merely negates alpha exposure. It is discrded after use and is usless if wet or torn. As well as protection, these uniforms set workers off from intruders. Those caugked without much difficulty. For this reason, for those who must work with radioactive materials wear protective clothing. The clothing is of two types, either dense rubber or tissue paper. Both types prevent contamination unless damaged. Rubber clothing bect's movements can be followed with a geiger counter. More is said on this in the TOP SECRET rulebooks. The radiation involved is harmless, but it may trigger alarms in nuclear facilities.
Safety precautions
Alpha and beta radiation can be blocclear material may leave a trail of contamination. The Administration will never issue radioactive material to agents for this purpose.
Dilute radium powder has been used for some time as a tracer. An object or person may be contaminated, so the subjt cannot fit into the CNR device.
Assasins could well take a leaf from terrorists and expose opponents to damaging radiation dossages, However, this method is only tolerable in extreme circumstances. Caution must be exercised, since the handeling of nuthe contents of all containers, but it is not sensitive to the changes in color (it won't allow the reading of sealed documents, for example). Also, californium is highly radioactive and may not be transported in the field. Objects larger than 2 square feeem. X-rays are usually used to detect concealed objects, but they can only detect sutable dense objects located within soft material (such as a gun in a suitcase. Californium neutron radiology is a superior "X-ray" method. This allows clear examination of nd, in breeders, uranium-238.
Usage of atomic material
Although use of nuclear warfare devices is strictly taboo, there are nuclear procedures that our agents may carry out. Likewise, foes may uses these methods, and agents should be aware of thdius of 200-2000 yards. At up to twice the rolled distance, 1-10 points of damage is inflicted. If an explosion occurs, the maximum area is always contaminated. The contaminating materials are strontium-90, cesium-136, iodine-131, uranium-235, plutonium, aed cylidrical tubes that give immediate readings on radiation received.
Obtaining radioactive material
Obviously, every effort must be made to keep terrorists and other undesirables from possessing radioactive substances. Thus, the methods that might be used by nuclear thieves must be understood. It would be difficult to steal radioactive material from a nuclear facility without setting off a contamination alarm. Lead shielding is not helpful, since nuclear facilities are also protected be metal reactors. If a terrorist group is known to be seeking nuclear material, these institutions should be monitored. In addition, radiography is performed in many industries. Hospitals and medical clinics usualy own some radioactive materials.
Atomic bombelements within reactors) must be disposed of permanently. Terrorists may well attempt to raid waste dumps, since these materials are extremely deadly, if not fissionable.
Reaserch labs and large universities often possess radioisotopes and even small rods may be reprocessed, yielding plutonium. However, this process is presently suspended in the United States and performed only int he U.S.S.R. and Great Britain. The many waste products (see the section on reactor accidents above, for a list of common At this point, protection from terrorists is warranted.
At another plant, the uranium-235 is formed into fuel rods or explosives. The uranium-238 may be converted to plutonium by neutrom bombardment, but often is discrded. After use in a reactor, fuelis shipped to a gaseous diffusion plant,
where it is converted to uranium hexafluoride, a gas. This is then run through a huge network of barriers until the lighter uranium-235 rises to the top. After this, the material is converted to a metal again.ure. After mining, it is purified to yellow cake, an earthly yellow material. The sandy waste materials are known as tailings and emit radon gas. Almost 90% of yellow cake is usless uranium-238. In order to seperate out the useful uranium-235, yellow cake cidents, except for plutonium-235, of which there is 5-500 lbs. Disposal of these rods must be left to authorities not connected with an agent's Administration.
Location of nuclear material
Uranium is mined under low security, as it is quite impctor building was dynamited.
If this is done properly in the game, only one square mile is contaminated, with iron-55. However, the removed fuel rods are extremely radioactive. Each contains 2-20 lbs. of each product listed in the section on nuclear ache government of South Vietnam collapsed, its one nuclear power plant was secretly dismantled by a team of Americans. The fuel assembly was lifted form the reactor vessel (using the crane provided for refueling) and flown to the United States. Then the reareactors are very dangerous. Not only could they be ruptured, releasing radiation, but enemies who gain control of them could conceivably build atomic bombs. It is imperative that such facilities be destroyed. This has actually occured. In April 1975, as their own research on MUF incidents, infiltrating nuclear facilities and tailing shipments. Atomic terrorists may well leave a trail of contamination, allowing them to be followed with geiger counters.
Rapid decommissioning
In war zones, nuclear atrolled with geiger counters. Some material is never found, and it is declares MUF (material unacounted for). So far 8,000 lbs. of plutonium have been reported missing. Since radioactive materials are so desirable to terrorists, agents are advised to do tcarefull records are kept of the location of radioactive materials. Users of radiation must submit these to the Nuclear Regulatory Commission. If any discrepency occurs, a thorough search of the plant is made. Pipes are flushed with acid, and the area is pdetectors. Precautions taken by facilities vary, though, and it is not impossible for unauthorized persons to obtain radioactive substances. No nuclear facility is invulnerable to having its managers bribed, for example.
Becuase of the extreme danger, s
There are two sorts of nuclear explosives: gun bombs and shell bombs. The gun bomb consists of a tube with a conical piece of uranium-235 at one end that may be fired through the pipe with conventional explosives. At the other end is a round piece of uranium-235, with a cavity to admit the cone. Each piece weighs slightly less than critical mass. To cause an actual explosion, rather than a criticality, a neutron-producing alloy of berylium and polonium is applied to the uranium components. The Hirosh"small" devices. Megaton-level devices are so massively destructive that little could be gained from describing them in game terms. If you're close enough to notice it, you're much to close.
Each figure given in the body of the table shows the radius iare out of the average terrorist's reach (as well as everyone else's reach, except for certain major governments), agents in the TOP SECRET game are most likely to encounter kiloton-level devices in the field. The tables below describe the effects of such characteristic mushroom cloud, which can reach altitudes of up to 40,000' in the case of a 20-kiloton device. This will spread fallout over an enormous range, usually thousands of square miles.
Effects of atomic explosions
Becuase hydrogen bombs out of the sky as ash). The area covered with fallout is contaminated with the products listed in the section on reactor accidents. Shell bombs also spread uranium-238. The detonation of any nuclear device above ground or in shallow water will produce the tens of kilotons at worst, though the large industrial cities of Hiroshima and Nagasaki were obliterated by such "small" devices.
Nuclear explosions near or on the ground produce great quantities of radioactive debris, known as fallout (since it falls, those within 10' become contaminated. If a 00 is rolled, the bomb explodes with full power.
Ths consequences of even a smalll bomb's detonation are tremendous. Most sources estimate that a fission bomb produced by terrorists would have a yield in the of all efforts, a last minute search of the target area may allow it to be located and disarmed. Disarming a bomb requires the same AOK scores as building one and takes 1-10 hours. At the end of that time, the disarmer checks deactivation. if it is failed by the builders. Size is of little relevance in atomic bomb manufacture; the key element is the technological ingenuity that goes into it. Any means possible may be used to prevent terrorists from
building an atomic bomb. Should it be built in spitess. After construction, the bomb must be taken to the target area and a means of detonation established.
A complete bomb can be as large as a 15' long, 3' wide cylinder, down to a 1' diameter sphere, depending upon the level of sophistication possessed200 worker/days to build the explosive. No more than twenty workers may efficiently work on the same bomb. The supervisor of the group must check for deactivation each day; if the check is failed, the group is contaminated, and the day's work becomes useleIn building a fission (atomic) bomb, a terrorist would need a supervisor with chemistry and physics AOKs of 80 or more. The bomb-builders must have a metalworking shop, but unless special precautions are taken, the workers may be contaminated. It requires y one neutron) within a shell bomb.
Hydrogen bombs would be beyond the reach of a terrorist, without a factory, materials, and workers at his disposal. But small atomic bombs could conceivably be built by small groups that obtain the proper materials. all and attaining critical mass. In addition to the beryllium alloy, most shell bombs are wrapped with uranium-238. This reflects neutrons inward, enhancing the explosion. A hydrogen bomb consists of a mass of deuterium (an isottope of hydrogen, having onlima nuclear weapon was a 13-kiloton uranium gun bomb.
The more advanced bomb type, the shell bomb, uses several wedge-shaped pieces of plutonium wrapped with a plastic explosive. When the explosive detonates, each piece is fired into place, forming a bn which each effect occurs. In other words, lethal radiation is taken within a 1500' radius around the burst of a 1-kiloton weapon. The effects from the table are cumulative; outside the dead zone, agents will be subject to radiation, burns, and blast effects, and will take each of the three kinds of damage (subject to any shelter or protection used by the agents). Thus, an agent at 5000' from a 10-kiloton burst will suffer minor radiation poisoning, moderate burns, and severe blast effects, for totals of 2d may survive.
Lethal radiation- Agents take 1000+ rads of gamma radiation from the burst. This damage is taken immediately when the weapon goes off.
Median-lethal radiation- Within this radius, agents take an average of 500 rads of radiation ( fired underground.
Wind speeds from the shock wave within the dead zone are usually in excess of 500 mph immediately after the blast. Buildings with 10"-thick concrete walls and heavy steel frames are crushed flat. Only shelters placed deep undergrouneasily cutting any large skyscrapper (like the World Trade Center buildings) in half. A 20-kiloton bomb will produce an 800'-diameter crater that is 100' deep, and will produce ground-shock effects equal to an earthquake measuring 5 on the Richter scale ifst, decreasing by 100 rads per hour until 500 rads is reached, then reducing the amount by 10 rads per hour.
In addition, a ground-level burst will completely destroy everything within a certain range. A 1-kiloton bomb will produce a crater 150' wide, be able to drive quickly over the area after several hours have passed, and walk over the area a day later. Staying at groung zero for any length of time before the day is up may prove fatal. Assume that anyone in the area will take 1000 rads after the bur of finding survivors within this area are virtually nil. All structures will be damaged beyond repair or completely destroyed. Lethal radiation will rtemain in this area (especially from ground-burst bombs) for several days, though a protected person may 0' 6300'
Moderate blast 4000' 8000' 10,000'
Fire storm doubtful yes yes
Definition of effects
Dead zone- Becuase of the extreme effects of the shock-wave blast, heat, radiation, and so forth, the chances 4000' 5000' 7000'
Severe burns 1500' 4500' 6300'
Moderate burns 3000' 7000' 7750'
Minor burns 4000' 8000' 10,000'
Extreme blast 2500' 3500' 4500'
Severe blast 3000' 500iloton -level blast effects
Effect 1 kt 10 kt 20 kt
Dead zone 1000' 1500' 2000'
Lethal radiation 1500' 2000' 2500'
Median-lethal
radiation 2500' 3750' 4250'
Minor radiation b, its design, location, and other factors, these blast effects could vary considerably. The Administrator
should use great discretion in applying these effects in the game, and should be preepared to modify effects as necessary.
Table of kseless.
It must be noted that this table is based upon a great deal of guesswork. Sources vary with regards to the blast effects they describe, and translating these into TOP SECRET game terms is difficult at best. Depending upon the quality of the bomautomotive ignition systems, computers, and similar electronic devices within a wide range. Exact information on this effect cannot be found, though an Administrator could assume that all such devices within a radius of two miles per kiloton are rendered udamage from air-burst, 20-kiloton device will extend as far as eight miles, though few casualties will occur on the human scale.
The effects of the electromagnetic pulse (EMP) produced by a nuclear blast will likely destroy all communication devicves, d10 debris damage, ad10 burn damage, and whatever results the radiation poisoning gives. The agent can avoid some or all of the debris damage by jumping for cover at this point.
The maximum range of atomic blast effects extend beyond this table. Light giving them a 50% survival chance). This damage is taken immediately when the weapon goes off.
Minor radiation- Agents take 100 rads of radiation immediatelt from the burst.
Severe burns- Agents take 4d10 Life Level points from extreme thermal burns. Heavy clothing reduces this to 2d10; special protective garments reduce this to 1d10. Only shelter in a strong structure or vehicle can negate this damage. This damage is taken immediately when the weapon goes off.
ometime). Money market,
mutual funds are a place to keep cash dollars you
can't want to tie up in less liquid investments.
4) Mary Porter says you may have less protection
against check forgery in a money market mutual
fund than in a bank checking accountmarket interest rates), so these
funds are not necessarily a good long-term investment.
It's possible for money market rates to be
lower than passbook savings rates at banks (they're
certainly not now, but they were 10 to 20 years
ago, and could be again sdeposits), but by choosing money market mutual
funds which invest only in government-backed
securities, one can effectively circumvent this
problem. 3) Interest rates in these funds fluctuate
a small amount every day (with daily fluctuations
in the money ney market mutual
funds have a minimum initial deposit requirement,
but some have low or nonexistent initial deposit
requirements. Some of these are listed in Table 1.
2) Your funds are not insured (as are many bank
ven in the event of
economic hard times (when corporations might
default on their obligations), an investor would
get his or her dollars back from a money
market mutual fund which invested exclusively
in government securities.
%Disadvantages. 1) Many mostors can write checks on the
balance in their fund account, and interest is paid
daily until the check clears. 4) One can invest in
money market mutual funds which invest only in
Treasury Bills and agency notes (both backed by
the federal government). Ewith no penalties (unlike the bank-sponsored
Certificates of Deposit which yield similar interest
rates). 3) The fund sends you checks that work
just like checking account checks except that the
checks must be for some minimum amount
(usually $500). Inveing interest rates (13% to 17%)
which are above present estimates of inflation
(10% to 14%). 2) Cash Invested in money market
mutual funds is very accessible. One can withdraw
funds from a money market fund any time
Money market mutual
funds pool the funds of many small investors, loan
the money out in short-term loans, and pay the
interest to the investors (after subtracting a small
management fee).
%Advantages. 1) At present, money market mutual
funds are returnertificates of deposit). Investors with
$10,000 or more can loan their dollars to these
borrowers at the relatively high money market
rates. Investors with less than $10,000 can benefit
from the high money market rates through money
market mutual funds. periods of time (as low as one day) and people or
institutions which lend the money. The potential
borrowers (and their IOUS) are the federal government
(Treasury Bills and agency notes), corporations
(commercial paper), and banks (letters of
credit and c less protection
against check forgery in a money market mutual
fund than in a bank checking account, so guard
your check supply carefully.
%The "money market" is made up of large institutions
which need to borrow money for short
gs rates at banks (they're
certainly not now, but they were 10 to 20 years
ago, and could be again sometime). Money market,
mutual funds are a place to keep cash dollars you
can't want to tie up in less liquid investments.
4) Mary Porter says you may have , so guard
your check supply carefully.
%The "money market" is made up of large institutions
which need to borrow money for short
periods of time (as low as one day) and people or
institutions which lend the money. The potential
borrowers (and their IOUS) are the federal government
(Treasury Bills and agency notes), corporations
(commercial paper), and banks (letters of
credit and certificates of deposit). Investors with
$10,000 or more can loan their dollars to these
borrowers a. 1) At present, money market mutual
funds are returning interest rates (13% to 17%)
which are above present estimates of inflation
(10% to 14%). 2) Cash Invested in money market
mutual funds is very accessible. One can withdraw
funds from a money markmoney market rates through money
market mutual funds. Money market mutual
funds pool the funds of many small investors, loan
the money out in short-term loans, and pay the
interest to the investors (after subtracting a small
management fee).
%Advantages(commercial paper), and banks (letters of
credit and certificates of deposit). Investors with
$10,000 or more can loan their dollars to these
borrowers at the relatively high money market
rates. Investors with less than $10,000 can benefit
from the high s
which need to borrow money for short
periods of time (as low as one day) and people or
institutions which lend the money. The potential
borrowers (and their IOUS) are the federal government
(Treasury Bills and agency notes), corporations
up in less liquid investments.
4) Mary Porter says you may have less protection
against check forgery in a money market mutual
fund than in a bank checking account, so guard
your check supply carefully.
%The "money market" is made up of large institution possible for money market rates to be
lower than passbook savings rates at banks (they're
certainly not now, but they were 10 to 20 years
ago, and could be again sometime). Money market,
mutual funds are a place to keep cash dollars you
can't want to tiesecurities, one can effectively circumvent this
problem. 3) Interest rates in these funds fluctuate
a small amount every day (with daily fluctuations
in the money market interest rates), so these
funds are not necessarily a good long-term investment.
It'snt initial deposit
requirements. Some of these are listed in Table 1.
2) Your funds are not insured (as are many bank
deposits), but by choosing money market mutual
funds which invest only in government-backed
n investor would
get his or her dollars back from a money
market mutual fund which invested exclusively
in government securities.
%Disadvantages. 1) Many money market mutual
funds have a minimum initial deposit requirement,
but some have low or nonexistecheck clears. 4) One can invest in
money market mutual funds which invest only in
Treasury Bills and agency notes (both backed by
the federal government). Even in the event of
economic hard times (when corporations might
default on their obligations), arates). 3) The fund sends you checks that work
just like checking account checks except that the
checks must be for some minimum amount
(usually $500). Investors can write checks on the
balance in their fund account, and interest is paid
daily until the sh Invested in money market
mutual funds is very accessible. One can withdraw
funds from a money market fund any time
with no penalties (unlike the bank-sponsored
Certificates of Deposit which yield similar interest
loans, and pay the
interest to the investors (after subtracting a small
management fee).
%Advantages. 1) At present, money market mutual
funds are returning interest rates (13% to 17%)
which are above present estimates of inflation
(10% to 14%). 2) Cat the relatively high money market
rates. Investors with less than $10,000 can benefit
from the high money market rates through money
market mutual funds. Money market mutual
funds pool the funds of many small investors, loan
the money out in short-term et fund any time
with no penalties (unlike the bank-sponsored
Certificates of Deposit which yield similar interest
rates). 3) The fund sends you checks that work
just like checking account checks except that the
checks must be for some minimum amount
(usually $500). Investors can write checks on the
balance in their fund account, and interest is paid
daily until the check clears. 4) One can invest in
money market mutual funds which invest only in
Treasury Bills and agency notes (both backed by
the fe . unless i make silicon life, of course.
soon, i would write software to order at home (beautiful home in carlsbad).
software to order, sold with royalties for talented me! at last, an income
that would allow me the ease and time to continue my cosmic searches,
this career is only a toolycles! with only a couple of target machines
we should make regular use of assembly code, especially when you
have a wizard of ASSEMBLY like me here! then you could pay me mega-bucks!
ush its value onto the stack.
push the constant 1 onto the stack. add the top 2 words of the stack.
pop the tos into the address on tos+1. in assembly language?
INC GLOBAL! two bytes of code! well, ok 3 if not in page zero.
half a dozen machine c HOW primitive
as it is now? do you realize what goes into a simple INCREMENT
of a global value in p-code? well first you must traverse as many MPSWs
as you are lex levels deep to find the 10.20 of the variable.
push its address onto the stack. p mapping so the common words would be instantly identified without
dufas dictionary references. the buffers would save even the map
values...well maybe not. BUT then all the TIME sapping sorting
and search algorithms would be in assembly language.should,
you IGNORAMUS device! because you are! if I had written you, you
would kick ass! there would be TWO DICTIONARIES, or n dictionaries.
for some lengths of words, there would be bit-mapped zero-collision
cking account, so guard
your check supply carefully.
NOW FRED speaks in enlightened commentary on the megahaus spelling
checker : this stupid piece of shit didnt even know its own company name.
i bet it does not know the word dufas, DO you? well, you ld be again sometime). Money market,
mutual funds are a place to keep cash dollars you
can't want to tie up in less liquid investments.
4) Mary Porter says you may have less protection
against check forgery in a money market mutual
fund than in a bank chein the money market interest rates), so these
funds are not necessarily a good long-term investment.
It's possible for money market rates to be
lower than passbook savings rates at banks (they're
certainly not now, but they were 10 to 20 years
ago, and couchoosing money market mutual
funds which invest only in government-backed
securities, one can effectively circumvent this
problem. 3) Interest rates in these funds fluctuate
a small amount every day (with daily fluctuations
dvantages. 1) Many money market mutual
funds have a minimum initial deposit requirement,
but some have low or nonexistent initial deposit
requirements. Some of these are listed in Table 1.
2) Your funds are not insured (as are many bank
deposits), but by deral government). Even in the event of
economic hard times (when corporations might
default on their obligations), an investor would
get his or her dollars back from a money
market mutual fund which invested exclusively
in government securities.
%Disa